Personal loans

Our personal loan provides you with the funds you need while also giving you the peace of mind that you won’t have any hidden surprises or unfair repayment terms.

Apply for a loan today by logging into our Member Hub

More about personal Loans

What are the benefits of borrowing from us?

  • You borrow against the value of your share account so you only borrow what you can afford to pay back
  • A maximum of £10,000 can be borrowed over a maximum of 5 years
  • Your loan is insured up to £10,000 subject to a six-month pre-existing condition limitation
  • Over the past few years, a loan rebate of 10% has been paid out to our members
  • Interest is calculated on a reducing balance. The quicker you pay the less interest you pay in the long run
Total Repayment:
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* Information purposes only. If you are interested in borrowing a loan with Penilee Credit Union, please get in touch with us.